Let's talk about some apps to earn you cash back!

As a mom of 5 kids I have done a lot over the years to save money, earn extra money and get the most out of my money. I have always done things on the side in order to earn extra cash. I have always sold items I am not using on craigslist and now on Facebook. I even made birthday cakes on the side when we only had 3 kids. In case you didn't know I actually attended Johnson & Wales University for Baking & Pastry Arts, I even went on to got a degree in business. Many moons ago.

I also partook in extreme couponing before I had my 4th child, after him I lost any and all free time. I even had a stock pile. I would grocery shop at multiple stores and save more than I spent. It was pretty awesome but extremely time consuming. You really had to research and actually purchase coupons ahead of time to get them in time for the stores sales. It was intense but my husband did help with the research part. We watched videos and really got into it. I had a huge binder of coupons I always carried around because sometimes you lucked out and had a random coupon to get something for free.

After I had Andrew there was literally zero time for this. We also started up our business, Tiverton Tots LLC, while I was pregnant which put us on a different life path. I had to put all my time and effort into that all while raising 4 children.

The first app I ever joined was Swagbucks. If you want to check it out join with my referral link: https://www.swagbucks.com/refer/sviv3 (please copy and paste, I can't get links to work lately)

Basically you earn 'Swagbucks' which you can trade in for gift cards. I always trade for PayPal because I like the extra cash. Years ago I would trade for Dominos or Amazon gift cards. They have a ton of options. I find this app to be the highest in return because 2500 Swagbucks = $25 in PayPal cash. That is easy to attain. You can join the Facebook group and get free codes every day that give you a few Swagbucks. You can play trivia games at night and fill out surveys while watching tv or relaxing. You can also use their links to Shop online and earn a % back on items you are already purchasing. That is the best! It is entertaining and easy once you get the hang of it. I have earned $500 over the years.

I joined some new apps last year and absolutely love them. Everything takes a little time but I have earned $570 cash back on one app alone! Ibotta is currently my favorite because you instantly earn cash back, you don't have to trade points in for gift cards. Once you hit $20 in your account you can transfer to your PayPal account. Use my referral code: Beihsti for IBotta.

Shopkicks is the 3rd app I frequently use. I have earend $150 from Shopkicks since April. I am close to earning another $25 and am actually going out today to scan and just walk-in some stores. You can scan items at the store you are already in and can also get 'kicks' for just walking into the stores. Sometimes you can literally just drive by them and if you have your app open you receive kicks, CVS and Walmart work great for this! This app is really easy and can be fun. You can also earn kicks from in store purchases and on-line shopping. Please use my invite code: SAVE508049. We both can earn a bonus if you use this app right away. Just walk into a CVS, TJ Max or Walmart to name a few.

If you have any apps you want to recommend please let me know! I am always looking for ways to save and earn cash back. This family is expensive but every little bit helps and saving over $1000 a year on items I am already purchasing definitely helps with those bills.